We provide following types of insurance:
* Car Insurance
OCTA (compulsory motor vehicle insurance) protects you from losses caused by damage to third party.
KASKO is a voluntary coverage to protect your vehicle and passengers, covers comprehensive, collision and theft losses.
* Property insurance
Property insurance protects you from losses caused to your property, belongings and equipment by fire, flood, disasters and theft. This insurance is usually required for mortgagers.
* General Liability insurance
Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business or when someone is injured in the general operation of a business.
* Errors & Omissions
Also called professional liability insurance protects professional practitioners such as architects, home inspectors, lawyers, physicians, and accountants against potential negligence claims made by their patients/clients.
* Financial risk insurance
Includes all types of bond insurance, surety bond insurance, customs bond insurance and other.
* Construction all risks insurance (CAR)
CAR insurance will cover any losses in construction and assembly work for a result. CAR usually is required for general contractors and subcontractors.
* Cargo
This insurance is designed to protect customer from cargo losses. Often this insurance is a compulsory condition for the international carriage of goods.
* Health insurance Financial protection against the medical care costs arising from disease or accidental bodily injury. This line of insurance is often chosen by corporate customers in order to provide their employees with benefits.
* Personal accident insurance Coverage for bodily injury and/or death resulting from accidental means. Insured risks include such as temporary disability, permanent disability, death and disfigurement.
* Travel insurance It is intended to cover unforeseen losses incurred when traveling outside your home country, such as medical expenses, trip interruption, lost luggage, etc.
There is also type of travel insurance that is intended in order to cover medical costs of those traveling to Latvia.
* Life insurance Protection against the death of an individual in the form of payment to a beneficiary – usually a family member, business, or institution.
This type of insurance is recommended for borrowers in order to protect their children from inheriting their loan obligations.
Nowadays life insurance with accruals has become a popular method of personnel motivation.
